Welcome to True Morgage Calculator, the only website dedicated to show what you really CAN afford, not what banks and lenders WANT you to stretch to afford. You likely came across this site because a friend or loved one who is concerned for your financial future sent you here. You may also be visiting because you care about your financial future.

If you are ready to find out what you really can afford, based on realistic historical market principles, please go through the steps below. For more information on how we calculate your affordable price, visit the informational links to the right. Also, if you have recommendations for this calculator, or want one for your website, please e-mail me today!




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How we calculate


Please visit these sites

Ben Jones' HBB

Housing Bubble

Lew Rockwell